Chase sapphire preferred 100k reddit 2022 - 25c in the Chase Travel Portal and the slew of other benefits remain in tact including primary rental car insurance, purchase protections, etc.

 
DP Chase Sapphire Preferred Approval 100k SUB. . Chase sapphire preferred 100k reddit 2022

But first, you&x27;ll find a preview of the bonus offers below. Both offer 300 travel credit. I&39;ve had the 80k offer for the past 2 months on my Chase Credit Journey account with a green check-mark. 5x, which is incredibly valuable. Earn 5 Elite Night Credits for every 10,000 spent on the card. If you book travel through the Chase Ultimate Rewards travel portal, you&x27;ll earn 5 points per dollar spent, equivalent to a 10 return. I received TWO Chase Preferred cards in the mail with two separate cc numbers. Buy Side from WSJ Photo Illustration. Sign-up bonus 150,000 Membership Rewards (MR) Points. Travel credit is easy to use. Has a "wholesale retailer" category that includes Costco ever appeared on a. Up to 500 per claim and 50,000 per account. 55 Rewards Rates 5x 5x. ) Could also get that effective Annual Fee to 45yr if you book a cheap hotel through. Chase Sapphire Preferred Hotel Credit. Annual Income 35,000. Apply Now Learn more. New Chase Sapphire Preferred Card cardholders can earn 60,000 bonus points after spending 4,000 on purchases in the first 3 months from account opening. You can opt-out at any time. Per a memo to Chase bankers this offer will be available in branch starting on March 19th Earn 80,000 points after 4,000 in spend within the first three months of card membership. Lyft Pink All Access, valued at 199 per year, offers exclusive benefits across the Lyft transportation network of rideshare, cars, bikes, scooters and more, allowing cardmembers to enjoy an enhanced Lyft experience while. So spend less than 15, I&x27;m guessing that&x27;s the amount of the credit. (Increase rewards categories) Disclaimer This is a leaked chase document so nothing is confirmed, this seems to be leaked back in May of 2021. When applying Credit Utilization 1 265,100 3 cards reported as 0 1 card (CFF) reported 26. Based on my auto loan relationship with Chase, lately I&39;ve been getting a lot of "You&39;re already approved" offers. comSapphirePreferred SUBSCRIBE . This is because the former offers a 50 percent points boost when points are redeemed in this manner, while the latter only. My wife and I visit Vegas a couple times a year. You need to look at other benefits like lounge access and PYB and 10x travel with CSR to see if it&x27;s worth that difference of 205 to you. The recent best offer is 100k. However, the extra benefits of the Reserve card come with an annual fee of 550, significantly more than the Chase Sapphire Preferred. Your combined annual fee is less than the AmEx charge card, and you get 40k miles on Delta, plus 80k for Chase. Reported income 100k, reported rent 600. In terms of earning the SUB the terms are earn 60,000 bonus points after you spend 4,000 on purchases in the first 3 months from account opening. The status upgrade begins from the time your upgrade is processed. With the Chase Sapphire Preferred card, you can earn 3x points on dining, select streaming services, and online groceries. discover student march 2020 CL 3750. The Chase Sapphire Preferred Card is a general travel rewards card and can&x27;t match those kinds of airline-specific perks. Thank you very much for any and all helpfeedback in advance. Earn up to 50,000 bonus points per year. You can opt-out at any time. I want to open the Chase Sapphire Preferred card for similar reasons; I&39;m preapproved and am planning several trips this year and for the following year. In 2022, Chase Sapphire Reserve cardholders added a new perk of top-tier Lyft status. Thanks for the help I applied for the Chase Sapphire Preferred card in the Chase app because of the 100k offer and because I was pre-approved for it. I heard about it here on reddit and found out that the Doctor of Credit has been reporting on it. 11 point transfers to Chase travel partners including major airlines and hotels. Once you get the sub bonus for Chase, your everyday spend or any purchases outside of these specific categories should probably go on the Capital One Venture since it&x27;s 2x all purchases. The Gold is essentially a free keeper card if you can maximize the monthly Uber and dining credits, and the Savor One is a no annual fee card where the cash back earned can be transferred to the Venture X, similar to the Chase trifecta. However, don't expect this to last long as it is subject to being pulled by Chase at any. The recent best offer is 100k. I agree on the medical though - I would purchase that from a 3rd. For years, Alaska has maintained MVP Gold 75k as their apex status that required only 75k Elite Qualifying Miles and offered a unique bonus of 50k miles after qualification. Chase Sapphire Preferred -> I just missed out on the 100K pts intro offer. The Aviator Red World Elite is the only card I&x27;ve ever seen discussed as being worth pursuing. Are not eligible for a signup because you received the SUB on the CSP in. very good offer and hit in both 2022 and 2023. At a minimum get 600 positive value (75k points and 300. 25 cents each. My plan is to downgrade CSP to the Chase Freedom Flex (CFF), and then apply for CSR. Details On The 100K CSP Offer. The Chase Sapphire Preferred Card offers a trip delay benefit of up to 500 for each purchased ticket if you are delayed by 12 hours or require an overnight stay. One of these benefits is a 10 anniversary points bonus, giving cardholders a 10 bonus based on their total spend during the account anniversary year at a rate of 1 point for each 1 spent. Based on average category spending data, Forbes Advisor estimates that a cardholder could earn 22,290 Ultimate Rewards from 4,458 booked through Chase Travel at 5 points per dollar. AmEx also has better transfer partners. Best for Southwest Airlines Southwest Rapid Rewards Priority Credit Card. Points are transferrable to 13 Ultimate Rewards partners; Redeem in the Chase Travel center for 1. After 30 days they give a prorated refund according to numerous. IMO the Venture X is the best bang for your buck, for a few reasons The SUB is 75K vs 50K FOR CSR. Quick note- Folks are eligible for a sign-up bonus for a sapphire card 4 years after they last received a bonus on a sapphire card. Four nights at Grand Hyatt Kauai Resort & Spa (25,000 points a night) Four nights at the Andaz 5th Avenue in New York City (25,000 points a night) If Marriott Bonvoy is your preferred chain, here. First, lets get the crazy Chase and travel stat out of the way. In 2017, it was estimated Americans spend a total of 480 billion on travel, so you can see why that stat is huge. Earn 60,000 bonus points after you spend 4,000 in the first three months of account opening. Current Cards (Name, CL, Date Approved, FICO (Experian & Transunion)) Chase Sapphire Preferred 5,000 April 15, 2022 668. The Chase Sapphire Reserve is a high-end travel card with a big sign-up bonus, lucrative statement credits, and an excellent rewards program packed with different airline and hotel partners. 06, 2022 17 min read. But when they want to take a trip together, moving all the points into the Chase Sapphire Reserve account means all the points are worth 1. It seems like it is around 60k now. Commissions do not affect our editors&x27; opinions or evaluations. Reply reply Legitimate-Task8115 . 25 cents per point; No foreign transaction fees. Because Chase Ultimate Rewards points are worth an extra 25 for travel when you use the Chase Sapphire Preferred card, 100,000 points will be worth 1,250. My plan is to downgrade CSP to the Chase Freedom Flex (CFF), and then apply for CSR. Chase Sapphire Preferred&174; Card. CSP was 100k until Q3 2021 so it might work. For context, I always keep my utilization across both my cards (CSP, CFU) under 30. Choose a Chase airline transfer partner for a cobranded credit card. If I didn't travel Sure I'd get a higher-percentage cash back card. 1x vs 1x), airfare booked via the Ultimate Rewards portal (5. The perks offered included fee waivers, lower minimums for some accounts, investment advisement, and. As long as you&x27;re under 524 and also have a CC that is at least a year old, you should be good to go. Because Chase Ultimate Rewards points are worth an extra 25 for travel when you use the Chase Sapphire Preferred card, 100,000 points will be worth 1,250. Oct 11, 2021 The Sapphire Preferred presents new cardholders with the opportunity to earn 100,000 bonus Ultimate Rewards points after spending 4,000 in the first three months. The Chase Sapphire Preferred Card is one of the best travel credit cards out there. View community ranking In the Top 1 of largest communities on Reddit. Travel 400-500 (when broken down by month; typically take 1 or 2 mid-size to big trips per year) Overall looking for a card with more versatile rewards than the Gap Card I&x27;ve been using for the last 4 years. 10 years ago burned Chase for 5k - settled for less. I&x27;m debating whether to keep my gold card or keep my sapphire card. December 15, 2022. The 70th percentile of wage-earning households brings in 116,000 annually and has 36,177 in expenses that can reasonably be charged to credit cards. To me, that offer was around for a very long time. 25x vs 1. When it launched in 2017, there was a 100k bonus offer. 25c in the Chase Travel Portal and the slew of other benefits remain in tact including primary rental car insurance, purchase protections, etc. very good offer and hit in both 2022 and 2023. 10 point bonus each year. 1, so it may pay for itself. There are mailers with higher targeted offers but those arent available to the public. If you carry this card alongside Chase&x27;s cashback cards like the Chase Freedom Flexand Chase Freedom Unlimited or the business versions Ink Business Cash , Ink Business Unlimited you can combine the points into Preferred account and transfer. But, if you fly United often, then you may. Jun 8, 2021 New reports indicate that the 100,000 online Chase Sapphire Preferred offer is now available in branch as well. Points are transferrable to 13 Ultimate Rewards partners; Redeem in the Chase Travel center for 1. Reported income 100k, reported rent 600. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases. I just got approved for CSP in branch today for a 22,000 limit and 90k sign up bonus as my 5th card for the 524 rule. Approval Odds for Chase Sapphire Preferred. Only those holding a Chase Sapphire Reserve or Priority Pass membership are likely to be allowed inside. 2022 - 1. The Capital One Venture X Rewards Credit Card comes out on top for simplicity and a lower annual fee. An array of premium travel perks including access to Priority Pass lounges. 25c in the Chase Travel Portal and the slew of other benefits remain in tact including primary rental car insurance, purchase. He then applied for the Chase Sapphire Preferred again for their new SUB. Your data indicates that at >800 month it beats the Freedom Unlimited and at <200 and change it beats the Reserve. 5 points for every 1, you could earn 1. I&39;m pretty done with Chase after this year&39;s fee runs out on the CSR. Chase and Lyft partnership extended through March 2025. The Chase Sapphire Reserve currently offers a big increased bonus. 6 Update The offer is lowered from 80k to 60k. Starting April 1, 2022 Sapphire Reserve and J. Sign-up bonus Earn 60,000 bonus points after you spend 4,000 on purchases in the. by PossibleJob9438. 24 days ago. Posted by uFuture-Ad1423 - 4 votes and 14 comments. If you hold the Chase Sapphire Preferred Card or the Chase Ink Business Preferred Credit Card, your points will redeem at 1. very good offer and hit in both 2022 and 2023. mconneely 9 mo. also travel insurance typically includes medical coverage which can be necessary if the country you are visiting requires covid insurance. The Chase Refer a Friend program is incredibly lucrative, offering the potential to earn up to 100k bonus points per card, per year just for referring others to the card you keep. Ink Business Preferred Credit Card. Mar 13, 2023 The Chase Sapphire Preferred card is one of the best travel rewards cards on the market. 25c in the Chase Travel Portal and the slew of other benefits remain. - Travel 3-5 times within the country per year. Posted by uFuture-Ad1423 - 4 votes and 14 comments. 5 back on all travel and dining. This is significant because Chase has traditionally automatically denied applicants who are over 524, regardless of creditworthiness. The cash out value of those points are 1 cent each, but since you mentioned travel rewards, I&x27;m assuming you have one of the travel transfer. Downgrading Chase Sapphire Preferred (June 2022) I am hoping this information may be helpful for someone out there - perhaps anyone considering downgrading their Chase Sapphire Preferred in the near future. START 319, Signup for the Chase Sapphire Preferred and get 80,000 points after 4,000 in spend within the first three months, plus an additional 10,000 bonus points after spending 6,000 total on purchases made in the first 6 months. This means the annual fee can be justified even for smaller spenders if the primary goal is to earn. Here&39;s him getting called out on Reddit for some practices. Although, the only way to get the Original Chase Freedom is by product changing to it and it also a quatery bonus credit card like the Chase Freedom Flex except it is a VISA, so that adds value to it. Total 90,000 points bonus possible. very good offer and hit in both 2022 and 2023. With the Chase Sapphire Preferred Card you can now get 5X points on travel purchased through Chase Ultimate Rewards, 3X points on dining ( . The answer is that no one knows if an 80k-100k offer will return again and if so, when. Chase Sapphire Preferred continues to redeem at 1. Mar 1, 2023 Chase Sapphire Preferred Card U. The 100k is actually still floating around for the CSP. START 319, Signup for the Chase Sapphire Preferred and get 80,000 points after 4,000 in spend within the first three months, plus an additional 10,000 bonus points after spending 6,000 total on purchases made in the first 6 months. Just (June 2022) got another auto-CLI to 13. I recall seeing it on the list of benefits before and checked the portal today because I still had the 50 credit before my annual anniversary. 5 cents each In other words, if you book 1,000 in flights, you&39;ll pay 80,000 points with the Chase Sapphire Preferred 66,667 points with the Chase Sapphire Reserve That&39;s a potentially huge savings. I haven&x27;t flown UA in a long time since I&x27;m from NYC and DL usually get me anywhere, but thought I&x27;ll give UA another chance. It&39;s anyone&39;s best guess really. Annual Income 35,000. Hope that helps. In proper form, I managed to (jokingly) harass it out of him. 25 1,250. What new features (la Pay Yourself Back), if any. Mar 13, 2023 The Chase Sapphire Preferred card is one of the best travel rewards cards on the market. Mar 1, 2023 Chase Sapphire Preferred Card U. He then applied for the Chase Sapphire Preferred again for their new SUB. Chase 524 status 224. The difference between freedom unlimited and sapphire preferred is in redemption value. I am absolutely new to credit cards and have always used a debit. If you go to your Chase mobile app and click on the credit card, go down to digital wallets and add it to Apple Pay Once you sign up for the card, it takes maybe a day or two to become "activated" on the backend. I should also make clear that it only "applies" to credit FROM Chase, they won&x27;t add up your total existing credit lines. Paired with the unlimited cards makes it worth it since you get 1. Credit profile, for reference US Bank Cash 5000 (112022) Chase Freedom Unlimited 15600 (102022) Synchrony store card 5400 (52020). The total list now includes Apple Music, Apple TV Disney, ESPN, Fubo TV, HBO Max , Hulu, Netflix, Pandora, Paramount , Peacock Showtime , SiriusXM, Sling, Spotify, YouTube Premium , YouTube TV. 9 minute read. I was pretty flattered to see the chase sapphire. Link the account to a Chase Premier Plus Checking or Chase Sapphire Checking account, and; Make at least five customer-initiated transactions in a monthly statement period using your linked checking account. OR ANY OF ITS AFFILIATES. I find the CSR harder to justify now. The 95 annual fee is. Once you are approved, you can then call Chase and have them transfer some of your credit limit from your CFF to your new CSP. To take advantage, all you need to do is use your Sapphire Preferred Card to book and pay for a hotel stay through the Chase travel portal and you will. Source got it in the mail. People like the 100k SUB of the CSP but after getting that, the card is not very useful. MDD Chase Sapphire Reserve & Sapphire Preferred. The Chase Sapphire Reserve has a much higher annual fee 550, compared with 95 for the Chase Sapphire Preferred Card but it offers richer rewards and more perks. My offer on the Sapphire Preferred is 100k for spending 4k in three months. Beyond that, the 300 travel credit effectively reduces the true card&x27;s annual fee from 550 to 250. Earn 5 in Disney Rewards Dollars on card purchases made directly at DisneyPlus. It earns a minimum of 3x Chase Ultimate Rewards points per dollar spent on travel. I&x27;m currently a student, I heard about having a Chase account is good so I opened a chase checking account about a month ago though I usually transfer all my direct deposits from there to my other accounts I think I might wait until I hit 12 months since my last credit card opening but I wanted to see my approval odds first. No point in canceling now as they won&x27;t prorate the fee from this past year. United, Southwest, Hyatt Hotels) plus some of the travel protections that come with the card are very compelling (trip delay, Primary CDW for car rentals, etc. Update 33122 More reports of the 80k offer being offered in some Chase branches, and the 95 annual fee is waived as well. The Chase Sapphire Preferred Card is a great option for frequent travelers who are looking for a high-value card, but applicants should have good to excellent credit scores if they are. How can I get the max sign on And should I upgrade or apply. Chase Sapphire Preferred 100k offer 95 AF waived is still available ONLY in Chase branches. Here&x27;s why the 95 annual fee is worth it Ultimate Rewards Points Transfer Partners. You can only get 1 sapphire SUB for 48 months so it&x27;s worth waiting for a better offer. Current cards Capital One Platinum 500 limit, opened November 29 2021. Still 60k points isn&x27;t an awful SUB and it&x27;s worth a minimum 750 or 655 after AF. Earn 100,000 bonus points after you spend 4,000 on purchases in the first 3 months with your new Chase Sapphire Preferred credit card. Mar 10, 2023 86,517 Views 124 Comments. I missed the Chase Sapphire Preferred Offer for 2022 as I was traveling and they would send me a letter. 20k should be more than enough to cover any trip costs. So your 550 fee is now sub 300 travel credit, sub 100 TSA precheck credit, sub 60 for Doordash credit. I think Chase has that pseudo-rule of them not extending anymore credit that goes over 50 of your income, but thats anecdotal. Earn 60,000 points when you spend 6,000 on purchases in the first 6 months. SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED. Chase Sapphire Preferred 100K SUB with no annual fee My girlfriend saw on here the Chase Sapphire Preferred 100K sign up bonus on Saturday. The answer is that no one knows if an 80k-100k offer will return again and if so, when. Not only does it help you earn rewards on a plethora of purchase categories like hotels, car rentals, flights, dining, and Lyft rides, but the card also comes packed with benefits sure to excite frequent travelers. Still have to pay the 95 af. Links that are newly made at Chase&39;s dedicated refer-a-friend page will not show the 100,000-point bonus. Hertz Gold Plus wadditional benefits (similar to Amex). United, Southwest, Hyatt Hotels) plus some of the travel protections that come with the card are very compelling (trip delay, Primary CDW for car rentals, etc. Best for Southwest Airlines Southwest Rapid Rewards Priority Credit Card. The Chase Sapphire Reserve has a 550 annual fee, and offers the following major long-term benefits Excellent bonus categories, including 3x points on all dining. And you get 15 of credit each month you use it. very good offer and hit in both 2022 and 2023. If annual fees are a consideration, look at a combination like the Sapphire Preferred and Amex Delta Gold card. Rewards 5 points per 1 on travel. 25 cents per point; No foreign transaction fees. However, don't expect this to last long as it is subject to being pulled by Chase at any. The online offer is no longer 100k, it is 60k, hence the in-branch offer of 100k 95 annual fee waived being a significantly better value. Chase Sapphire Preferred continues to redeem at 1. The Sapphire Preferred&39;s sibling card, the Chase Sapphire Reserve, offers an annual 300 travel credit, Priority Pass Lounge access and a Lyft Pink membership that make its 550 annual fee worthwhile. The public offer is 80,000. It&x27;s the amex signup bonus. 5 years. The Venture is mostly a 2 back card with restrictions and an annual fee. I recently gotten both the Chase Freedom Flex and the Chase Sapphire Preferred for their sign up bonuses and now just wondering if I still need the Preferred. 6 Update The 80k offer is expired. The Chase Sapphire Reserve&x27;s bonus is worth 900 when redeemed for travel through Chase Ultimate Rewards, whereas the Chase Sapphire Preferred&x27;s bonus is worth 750 when redeemed for travel through Ultimate Rewards. Only 22 of reviewers fell into the 3,000 to 5,000 range of the graph, while nearly a third of respondents reported receiving a credit limit of 10,000 or above. Thank you very much for any and all helpfeedback in advance. For more than a decade, the Sapphire Preferred has been one of the most popular travel credit cards on the market - it&x27;s undoubtedly our favorite card for beginners, period. The Chase Sapphire Reserve offers trip interruption and cancellation coverage of up to 10,000 per person and 20,000 per trip, and its trip delay. Annual Fee 550. Similarly, the Chase Sapphire Preferred will get you great rates plus a bonus that will help jumpstart a nice points fund. There aren&x27;t many no-annual-fee credit cards that offer multiple great bonus categories like 5 back on travel purchased through Chase, 3 back on dining and drugstore purchases, and 1. Mar 11, 2023 CSP 90K Offer Details. The Sapphire Reserve offers points worth 0. Earn 60,000 points when you spend 6,000 on purchases in the first 6 months. Take advantage the CFF&x27;s rotating categories, use CSR for travel, then use CFU for everything else. kumon answer book reddit, amazon vnc2 location

The Chase Sapphire Preferred card is one of the best travel rewards cards on the market. . Chase sapphire preferred 100k reddit 2022

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That&x27;s worth an average of. She has covered credit cards and personal finance topics since joining the team in 2022. 25 cents per point; No foreign transaction fees. The Venture is mostly a 2 back card with restrictions and an annual fee. Not to mention the redemption flexibility is much more since it no longer has to be for travel, you can pay yourself back in statement credits. Once you enter in the Information it will populate a referral linklike. My groceries get me 6 on the Amex BCP. Looking to apply for Chase Sapphire Preferred, current bonus is 60k but heard it can range up to 80-100k. So I&x27;ve had my Amex gold for over a year now and love it for restaurants and groceries. Chase Sapphire Preferred&174; Card. whoisyb 9 mo. Chase Freedom Flex - best for rotating bonus categories. Earn an additional 10,000 bonus points after spending 6,000 within the first 6 months of card membership. If not, you can reallocate your credit around from your other card to meet the 10k minimum or go for a hard pull credit limit increase. If you need to travel, for emergencies or etc, you could get. There&39;s potential for big value in the Reserve&39;s insurance (both travel and car). Will there be another offer. Chase Sapphire Preferred continues to redeem at 1. So those of us that jumped on the initial 100k bonus are right on the border of the 48 month cutoff. It&x27;s a great card if you have preferred rewards. I redeemed 96k points for an upcoming hotel stay in Dublin that wouldve cost over 1600 if paid with cashCC. The card offers hundreds of dollars in travel statement credits, worldwide lounge access, and up to 50 more value for your rewards when redeemed for travel via Chase Ultimate Rewards. Earn up to 75,000 bonus points for friends who get the Chase Sapphire Preferred Credit Card. Ink Business Premier Credit Card. They have differences in what they cover. We&x27;re going on an international cruise in April 2023, and I intentionally used Chase for the deposit with the cruise company, because I wanted the evacuation benefit. Earn up to 75,000 bonus points for friends who get the Chase Sapphire Preferred Credit Card. New Ink Business Unlimited Credit Card cardholders can earn a 900 bonus cash back after spending 6,000 on purchases in the first 3 months from account opening. Paul (MSP) to Las Vegas (LAS) using less than 7,800 Chase points, for example. Although I&x27;m guessing the credit probably wouldn&x27;t exceed the order amount. I value the 60 door dash as 60 in full. We&x27;re going on an international cruise in April 2023, and I intentionally used Chase for the deposit with the cruise company, because I wanted the evacuation benefit. It can cover expenses such as lodging, flights, and tours. Hertz Gold Plus wadditional benefits (similar to Amex). 95 Annual Fee is not waived This offer is targeted, so not everyone will see it. Offer ends Mar. CSP has a minimal approval credit line of 5,000, and they are usually willing to give about 50 of your annual income as your total credit line. The Chase Sapphire Reserve has a 550 annual fee, and offers the following major long-term benefits. Best for United. BrutalBodyShots Knowledgeable 9 mo. Nov 1, 2022 Chase Sapphire Reserve Review Premium Perks and Travel Benefits with 60,000 Bonus Points. 25 cents each. Through December 31, 2023, the Sapphire Preferred Card offers 10 per month in Gopuff credits when you add your card as the default payment method in the Gopuff app. As of June 4, 2021, new Chase Sapphire Preferred cardholders can earn 100,000 bonus points after spending 4,000 on purchases within the first 3 months of account opening. Book Lufthansa First Class for 100k points one way with Air Canada Aeroplan. Mar 10, 2023 86,517 Views 124 Comments. 5 cash back on every purchase. The 80,000-point welcome bonus offer is worth at least 1,200. Thank you very much for any and all helpfeedback in advance. If you go to your Chase mobile app and click on the credit card, go down to digital wallets and add it to Apple Pay Once you sign up for the card, it takes maybe a day or two to become "activated" on the backend. Earn 60,000 points after spending 4,000 on purchases in the first 3 months. I assume that&x27;s only reason why you were denied as your credit score, income, and 15-year relationship with Chase should translate to instant approval. Chase Sapphire Reserve Got a retention offer. Yeah, get both. New York-La Guardia (LGA). The Chase Sapphire Preferred Card is a great travel rewards credit card that offers valuable benefits and rewards. START 319, Signup for the Chase Sapphire Preferred and get 80,000 points after 4,000 in spend within the first three months, plus an additional 10,000 bonus points after spending 6,000 total on purchases made in the first 6 months. The current branch offer is 60k for 4k spend in 3 months 10k if you spend another 2k before 6. As of this story&x27;s publication time, you can earn 100,000 Ultimate Rewards points after spending 4,000 within the first three months by applying for the Chase Sapphire Preferred through an. For AmEx you would need the Gold andor Platinum to maximize points along with your Everyday Preferred. If you&39;re interested in the card, pulling the trigger for the 60k offer or 70k in branch offer if available is probably the way to go at this stage of the game. Citi Premier Card (see rates and fees), Citi Rewards Card (see rates and fees), Citi Double Cash Card (see rates and fees) and Citi Prestige Card (no longer available to new applicants). In case you want to upgrade to the annual fee sapphire in the future Chase would not allow you To have 2 sapphire cards, same goes for if you want to get the sign up bonus after 48 months. The 524 rule To be approved for any Chase card, you generally cannot have opened five or more personal credit cards across all banks in the last 24 months. Do you think I have any shot of approval List of cards - Chase 2 March 28th 2022 524 B of A 4 August 22nd 2022 324 AMEX BCP February 6th 2022 624 Amex Gold 3 May 21st 2022 424 Apple Card 5 June 30 2023 224. Transfer partners always) but yes that&x27;s a good point, thanks both. You do not need to cancel your existing ones. CSP was 100k until Q3 2021 so it might work. If I didn't travel Sure I'd get a higher-percentage cash back card. Thinking about downgrading to a annuaul-fee-free card like Freedom Flex. At a glance Premium dining & travel rewards. With the Chase Sapphire Preferred card, you can earn 3x points on dining, select streaming services, and online groceries. My plan is to downgrade CSP to the Chase Freedom Flex (CFF), and then apply for CSR. Dec 4, 2021 Is Chase Sapphire Preferred worth it A little about me - New grad out of college working in software with an income of 105-112k. Got an auto-CLI in December 2021 to 10k. 2022 CSR Chase Sapphire Reserve retention bonus still exist We all know in 2020, maybe even early 2021, we all got 100-300 retention bonuses. Downgrading Chase Sapphire Preferred (June 2022) I am hoping this information may be helpful for someone out there - perhaps anyone considering downgrading their Chase Sapphire Preferred in the near future. Nov 1, 2022 Chase Sapphire Reserve Review Premium Perks and Travel Benefits with 60,000 Bonus Points. The recent best offer is 100k. As mentioned earlier, the Chase Sapphire Preferred Card has an annual fee of 95. The Chase Sapphire Preferred perks offset the annual fee, and it (95 a year) has a 25 travel redemption bonus that makes each point worth 1. 5 back on all travel and dining. Best for United. Hey man, I went in branch last week and there was an effective 80k (70k SUB, extra 10k upon 6k6 months). When does the clock start. The Priority Pass and Global Entry can be found cheaper elsewhere, but can also be a nice value. Valued at 199 per year, you&x27;ll get benefits like free priority pickup upgrades, 10 off all Lux rides and a free one-year. I&x27;m a little confused about this. The 100k ended late last year, 80K June 1 although there are reports of people getting targeted 100k mailers. On a recent flight in Europe, an airline lost my checked bag. I just got mine, but yeah on its own is not the best do it all card, but if you want to have access to travel partners for a fair price, and use the hotel credit every year (brings the annual fee to 45), the CSP does the job. Preferred for all things travel & access to the ultimate rewards portal for the 1. Common bonus categories include restaurants, grocery stores, Amazon, drugstores, and more. At an absolute minimum, Ultimate Rewards points can be redeemed for 1. Chase points can be cashed out at 1 cent per point, which means that the 60k bonus would be equivalent to 600. if you want to bring your utilization down, apply for a new card that you feel will give you the same credit limit as chase. (downgraded my CSR Last year to get the 100K CSP sub) and that is also a fine. Best Mid-Tier Chase Ultimate Reward-Earning Card. Comparing the Sapphire Preferred and Ink Preferred. The Chase Sapphire Preferred Card is currently running an outstanding welcome offer of 100,000 Chase Ultimate Rewards, which is the largest bonus ever offered on the card. My other Chase cards are Freedom (> 5 years old), Southwest Priority (got 2020), Marriot Bold (got 2020), and United Mileage (got 2020). Capitol one has a better intro offer (75000 vs 60000 for Chase) but according to creditcards. However, overall, I think the Chase Sapphire Preferred is a better daily rewards card, and I personally consider the points to be more valuable. 60k offer earn 60,000 Ultimate Rewards (UR) points after spending 4,000 in the first 3 months. Credit score of 780. Who knows if that will ever come back. The 100k ended late last year, 80K June 1 although there are reports of people getting targeted 100k mailers. You must activate this perk each quarter, starting the 15th of the month. The 100k is actually still floating around for the CSP. 117 votes, 65 comments. I went to my local Los Angeles Chase branch yesterday and they have a new offer - They have a 70,000 bonus offer for the Chase Sapphire Preferred. Estimate average monthly spend in the categories below. Their fees are lower and it seems worth it. View community ranking In the Top 1 of largest communities on Reddit. All good I thought that may be the case but wasn&x27;t sure. I called Chase to downgrade and the only option made available to me was the no. CSP and Venture have the same AF at 95. Your credit score. This is now the only way to get the 100k offer on the CSP, and has long been. Earn 60,000 points when you spend 6,000 on purchases in the first 6 months. . spring byte array to databuffer